Medicare is changing in 2025 — and these updates could directly affect your costs, coverage, and healthcare choices. If you live in La Crosse, Onalaska, or the Coulee Region, now is the time to prepare. At Preferred Insurance Agency, we specialize in helping our neighbors understand Medicare and choose the plan that fits their needs. Call us today at (608) 881-6566 to schedule your Medicare appointment.
Key Medicare Updates for 2025
1. Rising Premiums & Deductibles
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Medicare Part B premium: $185/month (up from $174.70).
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Part B deductible: $257/year.
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Part A hospital deductible: $1,676.
2. Lower Prescription Costs
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Part D Out-of-Pocket Cap: In 2025, you’ll pay no more than $2,000 per year for covered prescriptions.
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Monthly Payment Option: You’ll be able to spread drug costs out over 12 months instead of paying large bills at once.
3. More Medicare Advantage Options
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La Crosse County residents will have 21 Medicare Advantage plans to choose from in 2025.
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Networks, drug coverage, and out-of-pocket costs vary — making local guidance crucial.
4. Enrollment Windows to Remember
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Annual Enrollment Period (AEP): October 15 – December 7
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Medicare Advantage Open Enrollment: January 1 – March 31
Why This Matters for La Crosse Residents
Every year, plan benefits and provider networks change. That means your doctor, hospital, or pharmacy could be “out-of-network” next year unless you review your plan. What’s best for someone in Milwaukee may not be right for someone in La Crosse. Local expertise makes the difference.
How Preferred Insurance Agency Can Help
As your local Medicare experts in La Crosse, we’ll:
✅ Compare Medicare Advantage, Original Medicare, and Medigap options
✅ Review your prescriptions and providers for network fit
✅ Show you how the new $2,000 drug cost cap impacts your budget
✅ Help you avoid surprise costs in 2025
✅ Keep you on track with important deadlines
Call for Your Medicare Appointment
Don’t wait until the last minute! Call Preferred Insurance Agency today at (608) 881-6566 to schedule your free Medicare review. We’ll walk you through your options and make sure you’re covered with confidence.
