When it comes to Medicare, understanding each part can make a big difference in choosing the right coverage for your health needs. At Preferred Insurance Agency in La Crosse, WI, we’re here to make it simple — starting with Medicare Part A, often called hospital insurance.
What Does Medicare Part A Cover?
Medicare Part A helps cover the big, often unexpected medical expenses related to hospital care. Here’s what’s typically included:
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🏥 Inpatient hospital stays – semi-private rooms, meals, general nursing, and medications during your hospital stay.
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🏡 Skilled nursing facility care – short-term care following a qualifying hospital stay (but not long-term care).
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💉 Home health care – part-time skilled nursing or therapy if you’re recovering at home.
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⚰️ Hospice care – comfort and support for those with a terminal illness.
Essentially, Part A is your safety net for major medical events that require hospital care.
Is Medicare Part A Free?
For most people, Medicare Part A comes with no monthly premium — as long as you or your spouse worked and paid Medicare taxes for at least 10 years.
If you haven’t met that threshold, you can still enroll by paying a monthly premium.
What’s Not Covered by Part A?
While Part A covers hospital care, it doesn’t pay for doctor visits, outpatient care, prescriptions, or long-term custodial care. That’s where Medicare Part B and supplemental plans come in — and that’s something our local agents can help you compare.
Why Talk to a Local Medicare Agent in La Crosse?
Every person’s situation is unique. That’s why meeting face-to-face with a local, licensed agent can make a huge difference. At Preferred Insurance Agency, we can:
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Explain how Part A fits with Parts B, C, and D
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Compare Medicare Advantage and Supplement plans
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Help you understand potential out-of-pocket costs
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Make sure your preferred doctors and hospitals are covered
We’ll take the time to walk you through your options — no call centers, no pressure, just personal service right here in downtown La Crosse.
💬 Ready to Learn More About Medicare Part A?
Stop by Preferred Insurance Agency in La Crosse or call us today to schedule a free, no-obligation Medicare review.
📍 Preferred Insurance Agency
La Crosse, WI
📞 608-881-6566
🌐 PreferredLax.com