Storm Season in La Crosse: How to Protect Your Home and Property Before It’s Too Late
Posted: April 29, 2025
As storm season ramps up here in La Crosse, Wisconsin, now is the time to take action to protect your home, vehicles, and belongings. At Preferred Insurance Agency, we’ve seen firsthand how spring and summer storms can cause unexpected damage—and how the right preparation and insurance coverage can make all the difference. Here are 5 key ways to get storm-ready: 1. Secure Outdoor Items High...
Independent vs. Captive Insurance Agencies: What’s the Difference?
Posted: April 21, 2025
At Preferred Insurance Agency here in La Crosse, we often hear a version of this question: What exactly is an independent insurance agency, and how is it different from a captive one? Let’s clear it up. Captive Agencies: Tied to One Company A captive insurance agency works for one insurance company. Think of brands like State Farm, Allstate, or American Family. Their agents sell only...
Understanding Medicare Insurance: What La Crosse Residents Need to Know
Posted: April 1, 2025
Navigating Medicare can feel overwhelming, especially with all the options, deadlines, and fine print. At Preferred Insurance Agency here in La Crosse, we help make sense of it all—so you can make confident decisions about your healthcare coverage. Whether you’re turning 65 soon, already enrolled, or helping a loved one, here’s what you should know about Medicare and how we can help. What Is Medicare?...
The Importance of Choosing an Independent Insurance Agency in a Hard Market: Why Preferred Insurance Agency is Your Best Option
Posted: March 22, 2025
In today’s unpredictable insurance landscape, particularly in a “hard market,” having a reliable insurance partner can make all the difference. While many people are familiar with the concept of insurance agents, they may not realize there are two types of agencies that offer distinct advantages: independent agencies and captive agencies. For residents of La Crosse, WI, understanding the benefits of working with an independent agency...
Liability-Only vs. Full Coverage Auto Insurance: Which One is Right for You?
Posted: March 10, 2025
When it comes to auto insurance, understanding your coverage options is key to making the right decision. One of the biggest choices drivers face is whether to carry liability-only insurance or full coverage insurance. At Preferred Insurance Agency in La Crosse, WI, we want to help you understand the differences so you can make an informed choice. What is Liability-Only Insurance? Liability-only insurance covers damages...