Get SR-22 Insurance in La Crosse, Wisconsin

Need SR-22 insurance? We simplify the process for you.

SR-22 insurance or proof of insurance, is often required by local DMV offices to reinstate or maintain driving privileges after committing certain traffic related offenses.

Preferred Insurance Agency offers affordable SR-22 insurance to La Crosse, WI residents and those in the surrounding area including Onalaska, Holmen, West Salem, and cities throughout Wisconsin, Minnesota, and Iowa.

Call us now at (608) 881-6566 or fill out our contact form, and one of our local agents will contact you as soon as possible

How Can I Get SR-22 Insurance?

Contact Preferred Insurance Agency and we will run insurance quotes through multiple insurance providers and get you the same SR-22 insurance for less money. 

We can save you money on your standard car insurance plan as well. That is one of the main benefits of working with Preferred Insurance Agency, along with the fact that we are a local company, so you can talk to us face to face. We’re here to make your life easier.

What is SR-22 Insurance in Wisconsin?

SR-22 insurance, also known as proof of insurance, a certificate of insurance, or a financial responsibility filing a certificate of insurance or a financial responsibility filing is a vehicle liability insurance document often required my local Department of Motor Vehicle offices for “at risk” or “high-risk” insurance policies.

Your local Department of Motor Vehicles office may require SR-22 insurance in order to reinstate a driver’s license following a conviction of traffic offense including uninsured motorists accidents, DUI (Driving Under the Influence), and OWI (Operating a Motor Vehicle While Intoxicated). An SR-22 filing may be required for up to three years if convicted of driving without insurance or driving a vehicle with suspended driver’s license, and up to five years if convicted of Driving Under the Influence.

When Do I Need SR-22 Insurance in Wisconsin?

Having proof of insurance (https://wisconsindot.gov/Pages/dmv/license-drvs/susp-or-rvkd/proof-of-insurance.aspx) certifies that you (as a high risk driver in your state) have proper liability insurance for the state of Wisconsin, in the amounts of at least $25,000 and $50,000 covering personal injury or death, and converge of at least $10,000 for property damage.

Some common reasons Wisconsin drivers may require SR-22 proof of insurance include:

  • To obtain an occupational licence after vehicle operating privileges have been suspended or revoked

  • To reinstate a driver’s license after driving privileges or vehicle registration have been revoked

  • To reinstate a driver’s license after suspension if due to suspension under the uninsured motorist law (https://wisconsindot.gov/Pages/dmv/license-drvs/rcd-crsh-rpt/srlaw.aspx), or if suspension is due to a damage judgement.

  • For Wisconsin drivers under the age of 18 in lieu of having a sponsor.

According to the Wisconsin Department of Motor Vehicles, an SR-22 Insurance filing is not required to reinstate a suspended or revoked drivers license if, the suspension was due to:

  • Driver non-compliance with required assessment interview.

  • Driver non-compliance with a required driver safety plan.

  • Driver non-compliance with a required driver safety plan due to new arrest.

  • Convictions for first offense of OWI (operating while intoxicated).

Does SR-22 Insurance Cost More?

All insurance companies are different and for some, yes, SR-22 proof of insurance can be an additional expense, but generally speaking, not by much. One of our agents can make sure you get the best price on your SR-22 insurance.

Will SR-22 Insurance Raise My Insurance Premium?

Possibly, yes. Because proof of insurance is required for those who have committed some type of driving infraction, generally one can expect one’s insurance premium to increase after the traffic violation.

How Can I Get SR-22 Insurance in La Crosse?

Preferred Insurance Agency has helped countless drivers obtain affordable SR-22 insurance and make the process easy by making sure you have the coverage you need.

We can find you the cheapest SR-22 insurance in Wisconsin and we have local agents that you can speak with on the phone or in person.

Call us now at (608) 881-6566 or fill out the online contact form above and stop worrying needlessly about your SR-22 insurance coverage. We’re here to put your mind at ease.