If you’re a contractor in the La Crosse area, you already know the work comes with risk. Whether you’re a general contractor, electrician, plumber, or roofer, one mistake—or one unexpected accident—can cost you big. That’s where the right insurance coverage makes all the difference.
At Preferred Insurance Agency, we specialize in helping local contractors protect their business, their crew, and themselves.
Why Contractor Insurance Matters
You work with tools, equipment, and people every day. Any of those can lead to liability if something goes wrong. A client slips on a job site. A power tool causes injury. Materials get stolen from your truck. Without insurance, those problems become yours to pay for.
The right coverage helps you:
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Meet state and client requirements
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Protect your assets and income
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Win more jobs by proving you’re insured and reliable
Coverage Options for Contractors
Every contractor’s needs are different, but here are some of the most common policies we recommend:
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General Liability Insurance – Covers property damage or injuries to others caused by your work.
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Workers’ Compensation – Required if you have employees; covers medical costs and lost wages.
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Commercial Auto Insurance – Protects work vehicles used to haul equipment or transport crews.
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Tools & Equipment Coverage – Replaces stolen or damaged tools so you can get back to work faster.
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Professional Liability – Important if you offer design or consulting services in addition to labor.
We work with multiple carriers to find the right fit for your trade and budget. Whether you’re a one-person operation or running a crew, we’ll help you stay covered and competitive.
Local Support You Can Trust
Based right here in La Crosse, our team understands the local regulations, job site realities, and unique risks that contractors face in this area. We’re not a call center. We’re your neighbors—and we pick up the phone when you call.
Let’s make sure your business is protected, so you can focus on building, fixing, wiring, and roofing—without the worry.
Get a Quote Today
Want to see what coverage looks like for your business? Call Preferred Insurance Agency at (608) 881-6566 or stop by our La Crosse office. We’ll walk you through it, answer your questions, and get you a free quote—fast. https://www.preferredlax.com/la-crosse-wisconsin/business-insurance/
Filed Under: Business Insurance | Tagged With: #businessinsurance, #commercialinsurance, #contractor, #lacrosse