If you’ve ever been stuck without a car after an accident, you know how fast things can get complicated. Getting to work, picking up your kids, running errands—it all adds up. That’s where rental reimbursement coverage can save the day.
At Preferred Insurance Agency here in La Crosse, we get a lot of questions about this coverage. Let’s break it down.
What is Rental Reimbursement Coverage?
Rental reimbursement helps pay for a rental car while your vehicle is being repaired after a covered loss, like an accident. It’s not for routine maintenance or if your car breaks down from old age—it kicks in only when you’ve filed a claim for a covered incident, and your car’s in the shop because of it.
Is It Worth It?
That depends on a few things:
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Can you get by without a car for several days or weeks?
In La Crosse, public transit is limited, and rideshares can add up fast. If you rely on your vehicle daily, rental reimbursement can help keep your life moving. -
Do you already have access to another car?
If you have a second vehicle or someone you can borrow from, it might not be necessary. -
How much does it cost?
This coverage is generally inexpensive—usually just a few dollars a month—but the convenience it offers can be huge.
What Does It Cover?
Rental reimbursement usually covers a set dollar amount per day (like $30) up to a certain limit (like 30 days). You can choose higher limits, but that’ll affect your premium. Talk to us—we’ll help you find a level that fits your needs and budget.
Final Take
You might not think about rental reimbursement until you’re suddenly without a car. It’s one of those small coverages that can make a big difference when you need it.
If you’re unsure if it’s already part of your policy, or you want to add it, give us a call or stop by the office in downtown La Crosse. We’ll walk you through your options, straight and simple.
Preferred Insurance Agency
401 King St. La Crosse, WI 54601
https://www.preferredlax.com/la-crosse-wisconsin/auto-insurance/
Filed Under: Auto Insurance | Tagged With: #AutoInsurance, #carinsurance, #geico, #lacrosse, #rentalreimburement, #wisconsinmutual, progressive