As a contractor in La Crosse, Wisconsin, your work is the backbone of our community—building homes, renovating businesses, and maintaining the infrastructure that keeps our city thriving. But with every project comes inherent risks, from on-site accidents to unexpected property damage. At Preferred Insurance Agency, we understand these challenges and are here to help you safeguard your livelihood with comprehensive business insurance solutions tailored to your needs.
Why Business Insurance Matters for Contractors
Contracting work involves a unique set of risks. Whether you’re a general contractor, a specialty tradesperson, or a subcontractor, having the right insurance coverage is crucial to protect against potential liabilities and financial setbacks. Without adequate insurance, a single incident could jeopardize your business and personal assets.
Key Insurance Coverages for Contractors
At Preferred Insurance Agency, we offer a range of insurance options designed specifically for contractors:
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General Liability Insurance: Protects against third-party claims of bodily injury, property damage, and personal injury. This is essential for covering legal fees and settlements that may arise from accidents on the job site.
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Workers’ Compensation Insurance: Provides coverage for medical expenses and lost wages if an employee is injured while working. This not only protects your employees but also shields your business from potential lawsuits.
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Commercial Auto Insurance: Covers vehicles used in your business operations, ensuring that accidents involving company vehicles don’t derail your financial stability.
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Builders Risk Insurance: Offers protection for buildings under construction, covering damages from events like fire, theft, or vandalism.
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Equipment Insurance: Safeguards your tools and machinery against loss, theft, or damage, ensuring that your operations can continue smoothly.
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Contractor Bonds: Provides a guarantee to your clients that you will fulfill your contractual obligations, enhancing your credibility and trustworthiness.
Our team works closely with you to assess your specific needs and craft a policy that offers comprehensive protection, giving you peace of mind to focus on your projects.
Why Choose Preferred Insurance Agency?
Located in the heart of La Crosse at 401 King Street, Preferred Insurance Agency is a local, independent agency with deep roots in the community. We pride ourselves on offering personalized service and expert advice to contractors throughout Wisconsin, Minnesota, and Iowa. Our access to multiple insurance carriers allows us to find the best coverage options at competitive rates
Don’t just take our word for it—our clients’ satisfaction speaks volumes. With over 130 positive reviews on Google, we’ve built a reputation for excellence and reliability.
Ready to Secure Your Business?
Protecting your contracting business is not just about mitigating risks—it’s about ensuring longevity and success. Let Preferred Insurance Agency be your partner in building a secure future.
📞 Call us today at (608) 881-6566
📍 Visit us at 401 King Street, La Crosse, WI 54601
🌐 Learn more at preferredlax.com
Your craft builds our community; let us help protect it.
Filed Under: Business liability insurance | Tagged With: #BOP, #businessowner, #businessownerpolicy, #capenter, #generalliabilty, #LaCrosseCommunity