Understanding Roof Coverage in Your Home Insurance: Replacement Cost vs. Actual Cash Value vs. Payment Schedule
Posted: May 16, 2025
At Preferred Insurance Agency here in La Crosse, WI, we often get questions about how home insurance covers roof damage. Not all policies are created equal, and understanding the type of roof coverage you have can make a big difference when it comes time to file a claim. Let’s break down the three main types of roof coverage: Replacement Cost, Actual Cash Value, and Payment...
Escrowing Your Home Insurance Premium: A Smart Strategy for Homeowners in La Crosse
Posted: February 2, 2025
At Preferred Insurance Agency in La Crosse, we understand that managing your home finances can sometimes feel like a juggling act. One area that often causes confusion is the concept of escrowing your home insurance premium. In this post, we’ll break down what escrow is, how it works with your home insurance, and why it might be a beneficial strategy for you. What Is an...