Understanding Roof Coverage in Your Home Insurance: Replacement Cost vs. Actual Cash Value vs. Payment Schedule
Posted: May 16, 2025
At Preferred Insurance Agency here in La Crosse, WI, we often get questions about how home insurance covers roof damage. Not all policies are created equal, and understanding the type of roof coverage you have can make a big difference when it comes time to file a claim. Let’s break down the three main types of roof coverage: Replacement Cost, Actual Cash Value, and Payment...
Insuring Vacant Properties and Flip Houses: Why Preferred Insurance Stands Out
Posted: January 3, 2025
If you're in the business of real estate, particularly dealing with vacant properties or flipping houses, you know how challenging it can be to find reliable insurance coverage. Many insurance companies shy away from insuring these types of properties due to the unique risks involved. But at Preferred Insurance Agency in La Crosse, WI, we've got you covered. Why Vacant Properties and Flip Houses Need...
A Guide to Insurance for First-Time Home Buyers in La Crosse, WI
Posted: March 2, 2024
Owning your first home is a significant milestone, marking a transition to a new chapter in life. While the excitement of finding the perfect home is palpable, it's crucial to ensure that your investment is protected. At Preferred Insurance Agency in La Crosse, WI, we understand the unique needs of first-time homebuyers, and we're here to guide you through the intricacies of homeowners insurance. Understanding...