Understanding Roof Coverage in Your Home Insurance: Replacement Cost vs. Actual Cash Value vs. Payment Schedule
Posted: May 16, 2025
At Preferred Insurance Agency here in La Crosse, WI, we often get questions about how home insurance covers roof damage. Not all policies are created equal, and understanding the type of roof coverage you have can make a big difference when it comes time to file a claim. Let’s break down the three main types of roof coverage: Replacement Cost, Actual Cash Value, and Payment...
Tips to Avoid Fires in the Winter for Homeowners
Posted: January 24, 2025
Winter in Wisconsin is a beautiful time of year, but it also brings added risks to homeowners. With heating systems running full blast, fireplaces roaring, and more time spent indoors, the risk of house fires increases significantly during the colder months. At Preferred Insurance Agency in La Crosse, WI, we want to help you protect your home and family. Here are some practical tips to...
Understanding Knob and Tube Wiring: What La Crosse Homeowners Need to Know
Posted: September 21, 2024
At Preferred Insurance Agency, we understand that maintaining a safe home is crucial for you and your family. One often-overlooked aspect of home safety is the electrical wiring, particularly knob and tube wiring. If you live in an older home in La Crosse, it’s essential to know what knob and tube wiring is, its risks, and how it affects your insurance coverage. What is Knob...
Navigating Your First Home Purchase: Why Getting an Insurance Quote with Preferred Insurance Agency in La Crosse is a Smart Move
Posted: August 11, 2024
Purchasing your first home is a monumental milestone, filled with excitement and anticipation. It’s a journey that combines dreams with practicality, and amidst the joy of finding your dream home, there are several important steps to take to ensure everything goes smoothly. One crucial aspect often overlooked by first-time buyers is securing the right homeowner’s insurance. At Preferred Insurance Agency in La Crosse, Wisconsin, we’re...
Wind and Hail Deductibles: Protecting Your Home in La Crosse, Wisconsin
Posted: March 25, 2024
As residents of La Crosse, Wisconsin, we're no strangers to the unpredictable weather patterns that can sweep through our beautiful region. From fierce winds to hailstorms, nature's elements can pose significant risks to our homes and properties. That's where having the right insurance coverage becomes paramount, and understanding wind and hail deductibles can make all the difference in protecting your assets. At Preferred Insurance Agency,...