Got a Teen Driver? Here's What You Need to Know About Car Insurance
Posted: June 9, 2025
Adding a teen driver to your auto insurance policy isn’t just a milestone—it’s a financial reality check. Teen drivers are considered high risk, which means higher premiums. But with the right steps and the right insurer, you can keep costs in check while protecting your family on the road. Step 1: Don’t Wait—Notify Your Insurer Early The moment your teen gets their learner’s permit, let...
Independent vs. Captive Insurance Agencies: What’s the Difference?
Posted: April 21, 2025
At Preferred Insurance Agency here in La Crosse, we often hear a version of this question: What exactly is an independent insurance agency, and how is it different from a captive one? Let’s clear it up. Captive Agencies: Tied to One Company A captive insurance agency works for one insurance company. Think of brands like State Farm, Allstate, or American Family. Their agents sell only...