Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Got a Teen Driver? Here's What You Need to Know About Car Insurance
Posted: June 9, 2025
Adding a teen driver to your auto insurance policy isn’t just a milestone—it’s a financial reality check. Teen drivers are considered high risk, which means higher premiums. But with the right steps and the right insurer, you can keep costs in check while protecting your family on the road. Step 1: Don’t Wait—Notify Your Insurer Early The moment your teen gets their learner’s permit, let...
Hail Happens: How to Protect Your Vehicle in La Crosse, WI
Posted: June 3, 2025
Living in La Crosse, we know summer storms can roll in fast—and bring hail with them. That sudden “ping-ping-ping” sound isn’t music to anyone’s ears when it’s bouncing off your car. At Preferred Insurance, we want you to be ready before the storm hits and know what to do if your vehicle ends up on the wrong side of Mother Nature. Best Practices to Avoid...
Protecting Your Craft: Business Insurance Essentials for Contractors in La Crosse, WI
Posted: May 27, 2025
As a contractor in La Crosse, Wisconsin, your work is the backbone of our community—building homes, renovating businesses, and maintaining the infrastructure that keeps our city thriving. But with every project comes inherent risks, from on-site accidents to unexpected property damage. At Preferred Insurance Agency, we understand these challenges and are here to help you safeguard your livelihood with comprehensive business insurance solutions tailored to...
Dog Bite Claims: What You Need to Know in Wisconsin
Posted: May 20, 2025
Dog ownership comes with responsibility—and sometimes, risk. In Wisconsin, if your dog bites someone, you could be on the hook for more than just a vet bill or apology. At Preferred Insurance Agency, we’ve helped many La Crosse area clients navigate the fallout of dog bite incidents, and we want you to be prepared—not surprised. Wisconsin Law: Strict Liability Wisconsin is a strict liability state...
Understanding Roof Coverage in Your Home Insurance: Replacement Cost vs. Actual Cash Value vs. Payment Schedule
Posted: May 16, 2025
At Preferred Insurance Agency here in La Crosse, WI, we often get questions about how home insurance covers roof damage. Not all policies are created equal, and understanding the type of roof coverage you have can make a big difference when it comes time to file a claim. Let’s break down the three main types of roof coverage: Replacement Cost, Actual Cash Value, and Payment...