Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Storm Season in La Crosse: How to Protect Your Home and Property Before It’s Too Late
Posted: April 29, 2025
As storm season ramps up here in La Crosse, Wisconsin, now is the time to take action to protect your home, vehicles, and belongings. At Preferred Insurance Agency, we’ve seen firsthand how spring and summer storms can cause unexpected damage—and how the right preparation and insurance coverage can make all the difference. Here are 5 key ways to get storm-ready: 1. Secure Outdoor Items High...
Independent vs. Captive Insurance Agencies: What’s the Difference?
Posted: April 21, 2025
At Preferred Insurance Agency here in La Crosse, we often hear a version of this question: What exactly is an independent insurance agency, and how is it different from a captive one? Let’s clear it up. Captive Agencies: Tied to One Company A captive insurance agency works for one insurance company. Think of brands like State Farm, Allstate, or American Family. Their agents sell only...
Understanding Wisconsin's Auto Insurance Liability Limits: A Guide by Preferred Insurance Agency
Posted: April 16, 2025
Navigating the world of auto insurance can be complex, but understanding your state's requirements is crucial. In Wisconsin, specific liability limits are mandated to ensure that drivers are financially responsible in the event of an accident. At Preferred Insurance Agency, we're committed to helping you comprehend these requirements and make informed decisions about your coverage. Wisconsin's Minimum Auto Insurance Requirements Wisconsin law stipulates that all...
Why Medicare Planning Matters — And How Preferred Insurance Agency Can Help
Posted: April 14, 2025
If you’re approaching 65 or already enrolled in Medicare, you’ve probably noticed: Medicare isn’t simple. Between Parts A, B, C, D, supplemental plans, enrollment windows, and penalties, it’s easy to get overwhelmed. That’s where we come in. At Preferred Insurance Agency in La Crosse, WI, Medicare planning isn’t just a service — it’s a priority. We help you make sense of the options, avoid costly...
Understanding Non-Owner SR-22 Insurance in La Crosse, Wisconsin
Posted: April 9, 2025
If you're a driver in La Crosse, Wisconsin, who doesn't own a vehicle but needs to meet SR-22 requirements, understanding non-owner SR-22 insurance is crucial. At Preferred Insurance Agency, we're here to guide you through this process and help you secure the coverage you need. What Is Non-Owner SR-22 Insurance? Non-owner SR-22 insurance provides liability coverage for individuals who drive but don't own a car....